Western Capital Mortgage Services, Inc. was founded in 1994. We pride ourselves on delivering the lowest interest rates and excellent home mortgage loan information and advice. Western Capital Mortgage Services, Inc. is a full service discount lender located in San Jose, California.

Since opening Western Capital Mortgage Services, Inc. has closed over 1.5 billion dollars in mortgage loans. With our large volume of mortgages we are able to obtain lower interest rates than our competitors.

We have hundreds of loan programs to choose from and we offer same day locks on all of our products. Our web site Lowestrates.com has given our borrowers the ability to apply online, mortgage information including top quality mortgage calculators, an ability to track interest rates and current mortgage rates updated daily.

Whether you are thinking of obtaining a purchase loan or refinancing an existing loan Western Capital Mortgage Services, Inc. is the lender of choice.

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