Western Capital Mortgage Services, Inc. has a very simple and hassle free mortgage process. Below is a brief step-by-step description to help you understand the steps and mortgage loan documents required in obtaining a mortgage loan. We recommend asking a lot of questions and seeking mortgage loan information from various resources. The more you know about the mortgage loan process, the more intelligent your choices can be.

If you have any questions please feel free to call our office at 1-888-560-2923 or send us an e-mail at info@lowestrates.com.

1. Fill out and fax the necessary documents to lock in your loan. Please mail the originals. You always have the option of floating your loan, locking in the interest rate is not mandatory.
   
   
2. Your loan will be submitted for loan approval. Loan approval takes between 24-48 hours.
   
   
3. We will make arrangements to have the property appraised. You may also use your own appraiser if you desire.
   
   
4. You will be notified about what mortgage loan documents will be needed for the loan process.
   
   
5. Your final loan documents will be drawn.
   
   
6. The final loan documents will be sent to a title or closing company locally for you to sign and close.