Carrie Smith's blog

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What to Do When Your Mortgage is Making You Strapped for Cash

Buying your first home is an exciting experience! When I purchased my first place at 25 years old, the feeling of owning something that was mine gave me a lot of pride. Then the reality of the situation set in as I was forced to pay my first mortgage payment, which included real estate taxes, homeowner's insurance, and other fees. 

How to Afford a Car Without a Down Payment

There are times in life when you really need a new car but don't have time to save up for a down payment. What are your options? How can you afford a down payment on a vehicle when you’re low on funds? 

Can Your Budget Handle a Big Move?

Moving often ends up costing a lot more time and money than you first expected. This is something my husband and I are discovering firsthand as we prepare for a big cross-country move this summer.