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Hacked: LowestRates Does Q&A Following the Target and Neiman Data Breaches

Americans seem to have more questions than answers following the recent data breaches at Target and Neiman Marcus. The story gets spookier by the day as reports now surface that the hackers could be part of a Russian crime syndicate. Shoppers need not panic though – with the right steps and precautions, hacks can be defended against. Here are some answers to the most commonly asked credit card security questions following the breaches.

(1) Will I be on the hook for fraudulent charges on my credit card?