Like the idea of a mortgage where your payments stay the same for three decades? So do millions of other Americans – that’s why 30-year fixed rate loans have been a staple of the U.S. mortgage industry since the 1970’s.
Just about everybody I know with a mortgage has one goal -- to get rid of the darn thing. This is why many people end up taking out 15-year mortgages, in order to force themselves to get to the finish line faster.
But what if I told you that may not be the smartest idea? It’s true, depending on your perspective. Let’s take a closer look.
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